Free settlement calculator

Split expenses and see who pays whom.

Add each person and the amount they paid. splittrr calculates a clean settlement plan for shared bills, trips, dinners, roommates, and events without requiring a login.

Want the full group experience?

Log in to create groups, add transactions over time, invite people, and collaborate together instead of rebuilding the settlement every time.

Add people and paid amounts

Enter each person once with the total amount they paid. splittrr will calculate the smallest set of payments to settle the group.

Quick settle up

Calculate the fewest payments needed after a trip, dinner, event, or shared bill.

Save the history

Create a full splittrr account when your group needs ongoing transaction records.

Collaborate together

Logged-in groups let people add their own transactions and keep everyone aligned.

FAQ

Settlement calculator questions

Can I use this settlement calculator without logging in?

Yes. The public calculator lets you enter names and paid amounts, then calculates who should pay whom.

When should I create a splittrr group instead?

Create a group when you want saved transactions, member collaboration, and a shared expense history for trips, homes, events, or recurring bills.

How does the calculator split the amount?

Enter the total each person paid. splittrr sends those amounts to the settlement API and returns the payments needed to balance everyone.